Business Owners Policy (BOP) in DE, PA, NJ & MD — Prominent Insurance
A Business Owners Policy (BOP) bundles general liability, commercial property, and business income (interruption) insurance into a single, cost-effective package. Ideal for small and mid-size businesses in Delaware, Pennsylvania, New Jersey, and Maryland.
What a BOP Covers
- General liability — bodily injury and property damage claims from third parties
- Commercial property — your building, equipment, and inventory
- Business income — lost revenue when a covered event forces you to close temporarily
- Optional endorsements: cyber liability, professional liability, equipment breakdown
Most small businesses with a physical location, inventory, or client-facing operations qualify for a BOP. Call 302-351-3368 for a free BOP proposal from Hartford, Selective, or Hanover.