For Family Offices & Wealth Advisors
Your Personal Risk
Management Partner
Dedicated private client insurance expertise for family offices, multi-family offices, RIAs, and wealth advisors serving successful families across Delaware, Pennsylvania, New Jersey, Maryland, and Virginia.
The Challenge
Your Clients Ask You About Personal Insurance. You Need a Partner Who Can Answer.
Financial advisors, RIAs, and family offices serve sophisticated households with complex personal risk. But personal lines insurance, home, auto, umbrella, collections, domestic staff, cyber, trust-owned property, sits outside your core practice.
Your clients ask, and you don't have a P&C-licensed, credentialed specialist to hand them to. That gap creates client risk, and it creates advisor risk.
We're the personal risk CFO you can plug into your practice.
Who We Serve
Built for Professional Practices
Family Offices
SFO, MFO, VFO
Consolidated personal risk management across the principal family, next generation, and related entities. One point of contact. One comprehensive view of personal insurance across your entire roster.
RIAs & Wealth Advisors
Independent & Institutional
Dedicated referral partner for your top private client relationships. We handle personal risk so you can focus on financial planning, investment management, and client retention.
Trust Officers, Estate Attorneys & CPAs
Fiduciary & Tax Professionals
Coordinated coverage for trust-owned property, entity-owned assets, and fiduciary exposures. We ensure insurance aligns with the legal and tax structures you've designed.
Our Services
Four Services Built for Your Practice
Consolidated Risk Architecture
Mapping personal risk across every household, entity, LLC, and trust in your client roster. One report. One point of contact. Gap analysis across all carriers.
Annual Household Stewardship Reviews
Standardized annual review deliverables for each family member or household. Structured for family office review cycles and RIA client meetings.
Entity Titling & Trust Coordination
Coverage that actually follows the titling. Trust-owned property, LLC-held real estate, GRATs, dynasty trusts, and entity-owned vehicles: placed and coordinated correctly.
Claims Advocacy as a Service
When a significant loss happens, we project-manage the claim through the carrier on behalf of the household. Your clients don't call a 1-800 number. They call us.
Credentials
The Credentials Your Clients Expect
CIC: Certified Insurance Counselor
Advanced commercial and personal risk expertise awarded by The National Alliance for Insurance Education & Research. Demonstrates mastery across property, casualty, life, health, and agency management.
CPRM: Certified Personal Risk Manager
The National Alliance designation specifically built for personal risk advisors serving successful families and family offices. Covers high-value homes, luxury auto, collections, umbrella structuring, domestic employees, and complex liability.
Your clients hold CFP, CFA, JD, CPA credentials. We bring the same designation discipline to personal insurance.
The Process
How We Partner With Your Practice
Introductory Call
Understand your practice, your clients, and your service model.
Coverage Gap Audit
Review a sample of your top clients' current personal insurance and deliver gap reports. Complimentary.
Structured Referral Workflow
Agreed-upon process for introductions, reviews, and client communication.
Ongoing Stewardship
Annual reviews, claims advocacy, and proactive coordination with your advisory team.
The Difference
What Makes This Different
Our Practice
Jason Rodriguez, CIC CPRM
Principal advisor with 15+ years of insurance advisory experience and dual designations in commercial and personal risk management. Independent agency with access to specialized private client markets.
Property
Homes, vacation properties, renovations, collections, and personal articles: valued correctly and covered comprehensively.
People
Domestic employees, household staff, family members, and the liability exposures that come with managing a household.
Future & Liability
Umbrella coverage, excess liability, board memberships, trust and estate exposures, and long-term risk planning.
Three Pillars of Protection™: our framework for evaluating every facet of personal risk.
Partnership Example
Multi-Family Office: 14-Household Roster
The Situation
A Mid-Atlantic multi-family office serving 14 households across DE, PA, and NJ. Personal insurance was fragmented across six carriers with no consolidated oversight. No standardized annual review. No centralized claims advocacy.
Our Partnership
Conducted a full roster audit. Identified $18M in uninsured or underinsured exposure across umbrella gaps, unscheduled collections, trust-owned property, and domestic staff. Consolidated placements with two private client carriers. Established quarterly reporting to the family office CIO.
The Result
Gap-closed roster, standardized annual reviews delivered to each household, single point of contact for the CIO, and ongoing claims advocacy built into the service model.
12 Coverage Gaps Across Multi-Household Families
A practical audit framework for family office CIOs and wealth advisors reviewing personal insurance across a client roster.
Free PDF download. No email required.
Let's Talk About Your Clients' Personal Risk
Schedule a 30-minute conversation to explore whether a coverage gap audit makes sense for your top clients.