Renters Insurance in DE, PA, NJ & MD — Prominent Insurance
Your landlord's policy does not cover your belongings. Renters insurance from Progressive, Liberty Mutual, Selective, and Encompass protects your personal property, provides liability coverage, and pays additional living expenses if your rental becomes uninhabitable — all for as little as $15 to $30 per month.
What Renters Insurance Covers
- Personal property (furniture, electronics, clothing, appliances) against fire, theft, and vandalism
- Liability if a guest is injured in your rental unit
- Additional living expenses if a covered event displaces you
- Off-premises theft — your belongings are covered anywhere in the world
- Medical payments for guests injured on your premises
Why Your Landlord's Policy Is Not Enough
Your landlord's insurance covers the building structure only — not your personal belongings, your liability, or your living expenses. Most apartments contain $20,000 to $50,000 or more in personal property. Renters insurance fills this critical gap. Call 302-351-3368 for a free renters insurance proposal in DE, PA, NJ, or MD.